What to Bring to the Dealership when Buying a Car
The thought of walking into a car dealership is quite exciting, but the entire excitement can dwindle if you do not have the necessary information and the right paperwork with you. You can avoid all that by knowing what you must carry when buying a car so that you are prepared.
Here are some of the documents that are required to buy a new car.
- Driver’s License:
A valid driver’s license is required before you visit the dealership. You must be a legally licensed driver so that you can purchase a new car. It also serves as a verification of your identity.
- Proof of Income:
If you are purchasing your car through a finance scheme, then proof of income is a must. You must provide any valid document like your bank statements as proof of your income. This is required because the dealership must know that you will pay your monthly instalments if you have a steady income.
- Proof of Insurance:
Proof of insurance is required when buying a car. You must speak to your insurance agent beforehand to save yourself time before visiting the dealership. The insurance agent will take care of all your needs by placing your new car in the new policy. Even if you do not have previous insurance, you must apply for one before visiting the dealership and get ready with all the documents.
- Proof of Residence:
The dealership will be sending certain mail, and for that, they will require your residential address. You can provide documents like your utility bills as proof of your residence.
- Credit Score:
This is a must if you wish to purchase your car through financing. The dealership will already know about your credit score, but you must increase it if required before visiting the dealership.
- Discount Information:
Many discounts can be availed through certain credit card companies or dealerships. Discounts are also provided to recent graduates or people from a military background. You can inquire about all this information before applying for these discounts. Go through all the terms and conditions so that you can completely understand the offer.
- Proof of ID:
You must produce valid proof of identification for the verification process. You can give documents like your driver’s license or your passport to complete the process.
- List of References:
If you are applying for a loan for your car and do not have a great credit score, you can provide a list of references. You can provide their names, business address and contact information of all the people you trust.
- Form of Payment:
The form of payment you choose, like cash or loan, must be ready. If you are taking a loan from the dealership, you must be ready with all the paperwork.
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