Factors to Consider When Buying Your Teen a Car
The moment you saw your child for the first time, the first walk, the first fall, the first time you heard your child say Mom and Dad, the first time your child won something, first failure, every memory is well etched in your mind. Now your little baby is all grown up. It’s time for a new milestone, time to hand over your teen child their first car. It is a very exciting and yet a difficult time. There are a hundred thoughts running through your mind. You want to let them experience the independence of having their own car but you’re scared for their safety.
Here are some important factors to consider when buying your teen a car.
Responsibility and Safety
Youth is a time of rebellion; it is when people are driven by instinct more than logic. While it is not right to generalise the driving habits of teens, it is important to lay emphasis on safety. As per the National Highway Traffic Safety Administration, automobile accidents are the leading cause of death among teenagers. Let your teen know that no matter what the situation is compromising on safety is not an option.
Ensure that your teen is well trained to take the road. Get a car that has safety features like blind spot detection, rear cross traffic alert, forward collision alert, surround view camera, comprehensive airbag protection, anti-lock brakes, traction and stability control, hands-free controls, navigations systems, roadside assistance. It’s better to be safe than sorry.
Buying a car for your teen and the associated expenses can put a strain on your finances. You don’t want to spend too much since teens are not known to handle their cars too well. But at the same time you want a car that ticks all the right boxes in terms of safety, style and performance. That’s the reason why buying a used car would be a smart option.
Another important thing you have to do is to see that your teen understands their responsibility. Get them involved in the process of choosing the car as per the budget; planning to finance it and contributing to the car expenses, it could be in the smallest possible way.
Doesn’t matter whichever car you pick, insuring your teen is bound to increase your auto insurance rates. There are some things you could do to keep the insurance costs under control. Buying a new car would mean lower insurance costs than a used car, mainly due to additional safety. Even if you buy a used car, choose one with remarkable safety features. That way you can keep the insurance under control.
Another way you can bring down insurance costs is by looking for potential discounts. You can avail of a good amount of student discount if your teen is a full time student. Consider all the possible options before buying the car.
A first car is always special. Help your teen build beautiful memories for a lifetime.